An elephant and a dog became pregnant at the same time. Three months down the line the dog gave birth to six puppies.Six months later the dog was pregnant again, and nine months on it gave birth to another dozen puppies. The pattern continued.
What to do if there is LOSS in Mutual Funds
Does turbulent weather or rough seas deter us from flying or sailing? The benefits of flying or sailing far outweigh the risks. In other words, we have learnt to manage these risks. Why not apply the same to EQUITY MARKETS?
Multi cap funds to undergo changes. What should you do?
Stamp duty on Mutual Fund Investments
The cost of medical care is rising day by day. Health care is important but it is tricky. No one cares about the price when you or someone from your family is going through any illness or surgery. It
Nov 25, 2020. The equity markets have continued their upward journey further into uncharted waters and, for the first time in the history FPI buying crossed Rs 50,000/- crores in a single month. As
What is Portability? Health Insurance Portability refers to the eligibility of a policyholder to switch or change to another Insurer or another Insurance plan. The benefits are intact which the policy
Kamala Harris smashed the glass ceiling by becoming the first female VP of the USA. We at Pragati Funds also agree that one need not confirm to set norms always and should go beyond. While indices con
Health Insurance has become a great savings tool in today’s time. Out of all, it is the best type of investment you can make. It helps in the time when you need it most – medical emergencies.
Health and wealth are the two most important things in the life of every individual. And out of both, Health is considered to be the priority. That is why we have the saying, “Health is Wealth”. I
One of Warren Buffets favorite dictum is – Rule 1: Don’t Lose Money Rule 2: Don’t Forget Rule 1 For quite some time now many markets, including the NASDAQ, have been making all-time highs
The COVID 19 pandemic has brought in focus the need for significant health insurance covers. The burgeoning health care costs inflating at a rate of more than 12 % annually has resulted in recategoriz
Should we depend on credit card for emergencies
On 13th May 2020, the govt announced the so-called big bang stimulus amounting to INR Twenty Lac Crore. The industry and experts welcomed it as being more than their expectations. Critics are cynical
Personal Financial Planning is the process of planning for money to be made available for oneself in the amount that one wants it, at the time one wants it and in the manner, one desires to have it.
Shyam Kapoor then just 40 years old, inherited a flourishing business in textiles. His father RAM KAPOOR had painstakingly built the business from scratch. It was valued at 200 crores when he passed
Women of today are different. They have gone places and made big strides in all fields. Women take charge of their career and don multiple hats. While many women go for solo trips around the world.
Fund houses offer different types of mutual fund schemes to their investors. When a mutual fund launches a new fund, it can raise capital from investors through the New Fund Offer (NFO) period.
Systematic Investment Plan (SIP) is on everyone's lips. The various campaigns done by the mutual fund companies and industry has ushered SIP revolution in the country.
As the classic proverb says, ’Don’t put all eggs in one basket’, Investor also must diversify his/her portfolio into different asset classes. Why? Reason is very obvious – to reduce the risk.
When Mr. A friend passed away leaving behind a setup and good wealth for his family. He realized how important it is to manage your finances well. Many of us have come across instances where due to im
Investment is a decision-making process one needs to be paying attention to the best. It is your hard-earned money that you are investing for better future returns. When you are investing for the futu
Different types of Debt Mutual Funds which will help to understand how to choose mutual fund as per your investment
Best mutual fund scheme may not be right for you. In this article, we have discussed the criteria which you should keep in mind while choosing the right scheme for you.
Here’s how you can help your child inculcate good money habits
Avoiding mistakes are also crucial part of wealth creation journey. Here is the list of top 5 mistakes investors often commit.
Here is what you need to know before you decide whether to pay loan or to invest?
Read this article to understand three unique features while investing into Mutual funds
Power of compounding is the 8th wonder of the world.
Financial freedom is not about having a lot of money. It's all about having enough money whenever you need and live your life peacefully.
Read this article to know 4 reasons why you do you need financial advisor?
The most expensive goal of your life cannot be financed.
ELSS vs PPF! What should you choose for saving tax?
If you ask anyone if they have invested in equities, the most common response that you will get from them is, ‘no baba; it is very risky.
Mutual funds have become a hot topic of discussion among everyone. The general curiosity among people about mutual funds have increased, especially after the ‘ Mutual Fund Sahi Hai’ campaign that went live a few years ago.
We all love our families and want the best for them. We try to fulfil their wishes to the best of our abilities. One easy and simple way to show your love for your family and to make sure that they continue to live a dignified life even in your absence is to take a term insurance.
In the last few months, there has been a lot of volatility in the debt market. For many investors, investing in debt mutual funds was riskier than equity funds. In all started with the IL&FS fiasco in September 2018 when the group companies defaulted on their payments.
After one lands in a job, the first thing that most parents will tell is to save money. Saving money, especially for someone who is in their first job and living alone in a big city, may not be easy. But it is also not difficult.
Emergencies come unannounced. No one can predict when it is going strike. The only thing that we can do is to prepare ourselves for any unforeseen circumstance.
From our childhood, we are taught not to waste money and always go for the cheapest available option. But not all things that appear to be expensive are bad for your pocket.
By now your organisation must have handed out the bonus and increment. If you are one of the few lucky people to receive an increment and bonus or at least one of the two, it is crucial that you use it wisely and don’t squander it.
Imagine that you have a pizza in front of you. But the pizza has six different types of toppings with different crusts. Would not that be awesome?
Diversification is investing in investment options to limit the exposure to any particular asset class or investment. This practice helps to reduce the risk associated with your portfolio.
Capital safety, the rate of returns, lock-in period and taxation are some of the key features those can help you select between debt mutual fund and fixed deposits.
Recently the data published in one of the new websites said that 'New SIP growth falls 61% from April to December.' What does it mean? Does it mean that investment through SIPs is no longer attractive?
The statement from fed chair Powell yesterday is very significant and can lead to an up move in Emerging Markets (bonds, equities, and currencies). Also considering that EMs underwent a tough year in
Have you ever got stuck up in traffic? I am sure you have. Just imagine your car is new brand with powerful engine, but unable to move an inch because of heavy traffic.
While investing for any specific goal, we always assume some rate of return from the investment based on some rationale. Actual return may vary time to time from assume return, so it becomes very important to check whether we are getting that return or not.
Calculating return would have been easier, if we had been investing exactly for one year. But that doesn’t happen in practical world. Investment is normally done in staggered manner and each investment is not kept for same period of time.
If you want to go around the earth and start with 100 metres on first day and double the distance every day, How long do you think it will take?
Personal finance is everything to do with managing your money and Saving and investing. We are sharing series of articles where we shall discuss 9 useful personal finance concepts which everyone should know and learn.
For most Indians, retirement is the most ignored financial goals. From the beginning of career we start chasing short term goals which gives us short term gratification like buying a car, buying a New smartphone, vacation etc. Most of our savings is channelized in achieving our Retirement Goal.
Equity Investments are just like growing Chinese bamboo. Both requires lot of patience and time to grow.
What if your Home loan tenure is reduced without increasing EMI, even if the interest rate remains the same? Sounds interesting? Read it.
With a plethora of fund types available, The layman finds it confusing to distinguish one type form the other. So here is a list of various categories of funds defined by SEBI (Securities of Exchange Board of India)
Unlisted Stocks refer to the scrips of companies which have not yet gone to the general public to raise capital to the IPO route and therefore their stocks are not listed on the common exchanges like the BSE & NSE. Businesses are in different stages of evolution before the company finally goes public. Investing in the pre-IPO stages has benefits of purchasing a future multibagger at attractively lower prices, being able to take exposure in new age, new tech companies. On the flip side the liquidity in such scrips will be lower compared to the publicly traded scrips.
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Mutual Fund Investments are subject to market risks. Please read all offer documents carefully before investing. There is NO Guarantee of any Returns in the Mutual Fund products.