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Empower Your Financial Choices: Navigating P2P Lending with Pragati Funds

Empower Your Financial Choices: Navigate P2P Lending with Pragati Funds. Explore innovative peer-to-peer lending in India and make informed financial decisions. Partner with Pragati Funds for expert guidance and confidence in this transformative landscape.

Understand the Dynamics: Overnight Funds vs. Liquid Funds vs. Ultra Short-Term Funds

Understand the Dynamics: Overnight Funds vs. Liquid Funds vs. Ultra Short-Term Funds

Panic In Mid, Small Caps Shows SEBI’s Warning Has Hit Markets Hard

SEBI's caution rattles markets; small caps feel the heat. Panic grips investors amid regulatory warning impact. Stay informed on market trends.

From College Grad to Adulting: Your Guide to Getting Health Insurance

From College Grad to Adulting: Your Guide to Getting Health Insurance

Mutual Funds versus Monopoly Game – Decoding the Best Moves

Mutual Funds versus Monopoly Game – Decoding the Best Moves

Millennial Money Moves: Navigating Mutual Funds for the Next Generation

Millennial Money Moves: Navigating Mutual Funds for the Next Generation

The Imperative "Why" of Retirement Planning for Entrepreneurs

The Imperative "Why" of Retirement Planning for Entrepreneurs

Navigating the Maze of Health Insurance: A Guide to Informed Decision-Making

Navigating the Maze of Health Insurance: A Guide to Informed Decision-Making

Transform Your Extra Income: Best Areas for Mutual Fund Investments

Transform Your Extra Income: Best Areas for Mutual Fund Investments

The Butterfly Effect: Small Steps to Big Wealth, Thanks to Mutual Funds

The Butterfly Effect: Small Steps to Big Wealth, Thanks to Mutual Funds

Myth or Reality? Revealing the Truths behind Investing in Mutual Funds

Myth or Reality? Revealing the Truths behind Investing in Mutual Funds

Mutual Funds VS Traditional Investing

Mutual Funds: Better option than traditionally investing in individual security.

The Ultimate Guide to Top up SIPs

The Ultimate Guide to Top-up SIPs: Why Every Investor Should Consider this Smart Strategy

Why Mutual Fund Investors Should Not Stop SIP

Why Mutual Fund Investors Shouldn't Stop SIPs In This Economic Slowdown

What are Top-up Health Insurance Plans, and how can these be beneficial

What are Top-up Health Insurance Plans, and how can these be beneficial?

Debt Mutual Funds vs Bank Fixed Deposits: A Better Option for Low-Risk Investors

Debt Mutual Funds vs Bank Fixed Deposits: A Better Option for Low-Risk Investors

Where can debt fund investors invests?

Where can debt mutual fund investors invest in a rising interest rate scenario

Debt Mutual Fund Terms To Know Before Investing

Debt Mutual Fund Terms That You Need to Know Before Investing

Diff. Between Tax Free and Tax Saving Investments

Difference Between Tax Free and Tax Saving Investment

Health insurance for senior citizens

How can Senior Citizens Get Health Insurance?

Do not rely only on EPF for your retirement

Why you shouldn’t depend only on EPF for your retirement?


Unable To Decide Your Stand In This All-time High Market, Wondering Whether To Invest More Or Book Profits.While Everyone Sees It As An All-time High Market, We See It As A Till Date High Market. 4 things to do when the stock market is trading at all time high.

5 Types of Life Insurance

When we think about money, the first thing that comes to our mind is investments and the rate of returns that these investment options can fetch. We tend to delay buying a life insurance cover as most of us believe that insurance is not useful. However, it is one of the essential steps of financial planning.

5 Immense Investment Lessons to Learn From Lord Ganesha

The festival of Ganesh Chaturthi is going to start; it's the ideal chance to take a gander at our darling God and gain proficiency for certain significant Lessons about Investing.Lord Ganesha is insightful, sympathetic, and an extraordinary assistance to those looking for his endowments. You can apply the iconography of Lord Ganesha in each part of life. Obviously, Ganesh ji is the divine force of thriving and riches.

3 Immense Alternatives to Fixed Deposits

Looking for an alternative for Fixed Deposits offered by Banks? Fixed deposits are the best investment option for entirely risk-averse investors. However, some of the fixed deposit alternatives have gained popularity in recent years.

Want to know your SIP returns? Calculate it using

Want to know your SIP returns? Calculate it using XIRR function

Should you copy other’s Investment Decisions?

Have you heard of the phrase: One man’s mead is another man’s poison? This phrase perfectly sums up the impact of copying another person’s investment decisions in the stock market. Everyone invests in the stock market to make money. And while the end goal is the same, the paths to reach that goal can be different.

Excellent Opportunities In A Turbulent Market

Does turbulent weather or rough seas deter us from flying or sailing? The benefits of flying or sailing far outweigh the risks. In other words, we have learnt to manage these risks. Why not apply the same to EQUITY MARKETS?

Multi cap funds to undergo changes.

Multi cap funds to undergo changes. What should you do?

Key factors which should impact buying health insurance plans

The cost of medical care is rising day by day. Health care is important but it is tricky. No one cares about the price when you or someone from your family is going through any illness or surgery. It

Markets And Your Investments

Nov 25, 2020. The equity markets have continued their upward journey further into uncharted waters and, for the first time in the history FPI buying crossed Rs 50,000/- crores in a single month. As

Portability Of Health Insurance Plans

What is Portability? Health Insurance Portability refers to the eligibility of a policyholder to switch or change to another Insurer or another Insurance plan. The benefits are intact which the policy

Keep The Faith

Kamala Harris smashed the glass ceiling by becoming the first female VP of the USA. We at Pragati Funds also agree that one need not confirm to set norms always and should go beyond. While indices con

Documents you need for health insurance purchase and claim

Health Insurance has become a great savings tool in today’s time. Out of all, it is the best type of investment you can make. It helps in the time when you need it most – medical emergencies.

Is a Health Insurance Policy with OPD Cover Advisable

Health and wealth are the two most important things in the life of every individual. And out of both, Health is considered to be the priority. That is why we have the saying, “Health is Wealth”. I

Current markets,economy and your investments

One of Warren Buffets favorite dictum is – Rule 1: Don’t Lose Money Rule 2: Don’t Forget Rule 1 For quite some time now many markets, including the NASDAQ, have been making all-time highs


The COVID 19 pandemic has brought in focus the need for significant health insurance covers. The burgeoning health care costs inflating at a rate of more than 12 % annually has resulted in recategoriz


On 13th May 2020, the govt announced the so-called big bang stimulus amounting to INR Twenty Lac Crore. The industry and experts welcomed it as being more than their expectations. Critics are cynical


Personal Financial Planning is the process of planning for money to be made available for oneself in the amount that one wants it, at the time one wants it and in the manner, one desires to have it.

What Makes Estate Planning So Important

Shyam Kapoor then just 40 years old, inherited a flourishing business in textiles. His father RAM KAPOOR had painstakingly built the business from scratch. It was valued at 200 crores when he passed

Woman and Investment

Women of today are different. They have gone places and made big strides in all fields. Women take charge of their career and don multiple hats. While many women go for solo trips around the world.

What is NFO

Fund houses offer different types of mutual fund schemes to their investors. When a mutual fund launches a new fund, it can raise capital from investors through the New Fund Offer (NFO) period.

Myths of SIP

Systematic Investment Plan (SIP) is on everyone's lips. The various campaigns done by the mutual fund companies and industry has ushered SIP revolution in the country.

Understanding Asset Allocation

As the classic proverb says, ’Don’t put all eggs in one basket’, Investor also must diversify his/her portfolio into different asset classes. Why? Reason is very obvious – to reduce the risk.

Smart Money Management Strategies To Build Wealth

When Mr. A friend passed away leaving behind a setup and good wealth for his family. He realized how important it is to manage your finances well. Many of us have come across instances where due to im

SIPs To Invest In After Financial Budget 2020

Investment is a decision-making process one needs to be paying attention to the best. It is your hard-earned money that you are investing for better future returns. When you are investing for the futu

Different types of Debt Mutual Funds

Different types of Debt Mutual Funds which will help to understand how to choose mutual fund as per your investment

Best fund vs Right fund

Best mutual fund scheme may not be right for you. In this article, we have discussed the criteria which you should keep in mind while choosing the right scheme for you.

6 Money lessons you must teach your child

Here’s how you can help your child inculcate good money habits

5 Mistakes of investors

Avoiding mistakes are also crucial part of wealth creation journey. Here is the list of top 5 mistakes investors often commit.

Should i repay debt or invest?

Here is what you need to know before you decide whether to pay loan or to invest?

Three features - SIP, STP and SWP

Read this article to understand three unique features while investing into Mutual funds

Power of compounding

Power of compounding is the 8th wonder of the world.

How to achieve Financial Freedom

Financial freedom is not about having a lot of money. It's all about having enough money whenever you need and live your life peacefully.

4 reasons why you need a financial advisor?

Read this article to know 4 reasons why you do you need financial advisor?

Retirement cannot be financed

The most expensive goal of your life cannot be financed.

What should you choose to save tax?

ELSS vs PPF! What should you choose for saving tax?

Direct Stock Vs Equity Mutual Funds

If you ask anyone if they have invested in equities, the most common response that you will get from them is, ‘no baba; it is very risky.

Active fund vs Passive fund

Mutual funds have become a hot topic of discussion among everyone. The general curiosity among people about mutual funds have increased, especially after the ‘ Mutual Fund Sahi Hai’ campaign that went live a few years ago.

Why term insurance?

We all love our families and want the best for them. We try to fulfil their wishes to the best of our abilities. One easy and simple way to show your love for your family and to make sure that they continue to live a dignified life even in your absence is to take a term insurance.

Debt funds are now more secured with new regulatio

In the last few months, there has been a lot of volatility in the debt market. For many investors, investing in debt mutual funds was riskier than equity funds. In all started with the IL&FS fiasco in September 2018 when the group companies defaulted on their payments.

Investment tips for Youngistan

After one lands in a job, the first thing that most parents will tell is to save money. Saving money, especially for someone who is in their first job and living alone in a big city, may not be easy. But it is also not difficult.

All you need to know about Emergency Fund

Emergencies come unannounced. No one can predict when it is going strike. The only thing that we can do is to prepare ourselves for any unforeseen circumstance.

3 most critical aspect of your life

From our childhood, we are taught not to waste money and always go for the cheapest available option. But not all things that appear to be expensive are bad for your pocket.

Got bonus or increment? Here's how to plan?

By now your organisation must have handed out the bonus and increment. If you are one of the few lucky people to receive an increment and bonus or at least one of the two, it is crucial that you use it wisely and don’t squander it.

All you need to know about Asset Allocation

Imagine that you have a pizza in front of you. But the pizza has six different types of toppings with different crusts. Would not that be awesome?

Why & How To Diversify Your Portfolio?

Diversification is investing in investment options to limit the exposure to any particular asset class or investment. This practice helps to reduce the risk associated with your portfolio.

Should you invest in debt mutual funds or FDs?

Capital safety, the rate of returns, lock-in period and taxation are some of the key features those can help you select between debt mutual fund and fixed deposits.

Should You continue or stop your SIP?

Recently the data published in one of the new websites said that 'New SIP growth falls 61% from April to December.' What does it mean? Does it mean that investment through SIPs is no longer attractive?

The Statement From Fed Chair Powell Yesterday Is Very Significant

The statement from fed chair Powell yesterday is very significant and can lead to an up move in Emerging Markets (bonds, equities, and currencies). Also considering that EMs underwent a tough year in

Why you should stop looking at "Past Performance"

Have you ever got stuck up in traffic? I am sure you have. Just imagine your car is new brand with powerful engine, but unable to move an inch because of heavy traffic.

Importance of Portfolio review

While investing for any specific goal, we always assume some rate of return from the investment based on some rationale. Actual return may vary time to time from assume return, so it becomes very important to check whether we are getting that return or not.

Understanding Return

Calculating return would have been easier, if we had been investing exactly for one year. But that doesn’t happen in practical world. Investment is normally done in staggered manner and each investment is not kept for same period of time.

Power of Compounding

If you want to go around the earth and start with 100 metres on first day and double the distance every day, How long do you think it will take?

Understanding Risk

Personal finance is everything to do with managing your money and Saving and investing. We are sharing series of articles where we shall discuss 9 useful personal finance concepts which everyone should know and learn.

Save tax and Plan retirement with Mutual Funds

For most Indians, retirement is the most ignored financial goals. From the beginning of career we start chasing short term goals which gives us short term gratification like buying a car, buying a New smartphone, vacation etc. Most of our savings is channelized in achieving our Retirement Goal.

Equity & Chinese Bamboo

Equity Investments are just like growing Chinese bamboo. Both requires lot of patience and time to grow.

Home Loan EMI Vs SIP

What if your Home loan tenure is reduced without increasing EMI, even if the interest rate remains the same? Sounds interesting? Read it.

Various categories of funds defined by SEBI

With a plethora of fund types available, The layman finds it confusing to distinguish one type form the other. So here is a list of various categories of funds defined by SEBI (Securities of Exchange Board of India)


Unlisted Stocks refer to the scrips of companies which have not yet gone to the general public to raise capital to the IPO route and therefore their stocks are not listed on the common exchanges like the BSE & NSE. Businesses are in different stages of evolution before the company finally goes public. Investing in the pre-IPO stages has benefits of purchasing a future multibagger at attractively lower prices, being able to take exposure in new age, new tech companies. On the flip side the liquidity in such scrips will be lower compared to the publicly traded scrips.


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